Social Security Effectiveness: A Comparison Between Indonesia And Germany
Keywords:
Social Security, Welfare, National Policy, Economic Protection, Social JusticeAbstract
Social security systems are crucial components of national welfare policies, aimed at protecting citizens from economic risks such as unemployment, illness, old age, and work-related accidents. This study aims to compare the effectiveness of social security systems in Indonesia and Germany.It employs a qualitative research method with a descriptive-comparative approach by analyzing publicly available data from official reports, institutional websites, and academic publications. The results show significant differences in contribution levels, coverage, digital infrastructure, and inclusivity. While Indonesia’s BPJS Ketenagakerjaan provides limited protection due to lower contributions and coverage, Germany offers a more comprehensive and integrated system supported by higher contributions, digital services, and legal enforcement. The study concludes that higher investment and systemic readiness lead to more effective social protection, offering key insights for policy improvements in Indonesia.
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